No minimum balance, No international transaction fees², & No hidden fees
The Cogni Visa Debit Card is issued by Community Federal Savings Bank, member FDIC, pursuant to a license from Visa U.S.A. Inc. Crypto wallet funds and digital tokens are not held at any bank and like all cryptocurrencies are not FDIC insured.
Cogni Pay makes sending money easy. Send funds securely, instantly, and for free between all Cogni members.
As a Cogni member you can withdraw money without fees at over
55,000 in-network ATMs.
With Cogni, you can make instant cash deposits at major brick and mortar retail chains acrouss the country
Keep an eye on your spending in different categories so you always keep track of your budget throughout the month.
See your categorized spending summaries from groceries, to transportation, and more.
Instantly set up automated payroll deposits right inside of the Cogni app.
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Cogni makes it easy to know where your credit score stands by tracking your score changes in real time so you can stay on top of your financial goals.
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” I have used a local credit union as my main bank for 8 years and I have made the switch to Cogni. I love the in-app money sharing it’s like venmo on steroids. “
— Pedro W
Open an account in minutes – no credit check, no overdrafting, no minimums, and early access to our new super wallet.
The Cogni Visa Debit Card is issued by Community Federal Savings Bank, member FDIC, pursuant to a license from Visa U.S.A. Inc. Crypto wallet funds and digital tokens are not held at any bank and like all cryptocurrencies are not FDIC insured.
Cogni is a financial technology company, not a bank. The Cogni Visa Debit Card is issued by Community Federal Savings Bank, member FDIC, pursuant to a license from Visa U.S.A. Inc. WALLET FUNDS & DIGITAL TOKENS ARE NOT HELD AT ANY BANK AND LIKE ALL CRYPTO CURRENCIES ARE NOT FDIC INSURED. By clicking “Sign Up” or “Get Started” I agree to receive Cogni messages to my mobile number and to the terms and privacy policy. Message & data rates may apply. Reply STOP to cancel. ¹Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct deposit and earlier availability of funds is subject to payer’s support of the feature and timing of payer’s funding. 2 Day Early pay requires at-least 2 direct deposits of $300 or more over a rolling 30 day period to be eligible and remain eligible. ²Out-of-network and International cash withdrawal fees apply. Third-party and adding cash fees may apply.
