No minimum balance, No international transaction fees², & No hidden fees
The Cogni Visa Debit Card is issued by Community Federal Savings Bank, member FDIC, pursuant to a license from Visa U.S.A. Inc. Crypto wallet funds and digital tokens are not held at any bank and like all cryptocurrencies are not FDIC insured.
Cogni Pay makes sending money easy. Send funds securely, instantly, and for free between all Cogni members.
As a Cogni member you can withdraw money without fees at over
55,000 in-network ATMs.
With Cogni, you can make instant cash deposits at major brick and mortar retail chains across the US.
Keep an eye on your spending in different categories so you always keep track of your budget throughout the month.
See your categorized spending summaries from groceries, to transportation, and more.
Instantly set up automated payroll deposits right inside of the Cogni app.
Cogni makes it easy to know where your credit score stands by tracking your score changes in real time so you can stay on top of your financial goals.
SIGN UP” I have used a local credit union as my main bank for 8 years and I have made the switch to Cogni. I love the in-app money sharing it’s like venmo on steroids. “
— Pedro W
Open an account in minutes – no credit check, no overdrafting, no minimums, and early access to our new super wallet.
The Cogni Visa Debit Card is issued by Community Federal Savings Bank, member FDIC, pursuant to a license from Visa U.S.A. Inc. Crypto wallet funds and digital tokens are not held at any bank and like all cryptocurrencies are not FDIC insured.