Digital Banking
Digital Banking
No minimum balance.
No international transaction fees².
No hidden fees. Ever.
No minimum balance.
No oversea txn fees².
No hidden fees.
Ever.
Free Visa® Debit Card
& Checking Account
Free Visa®
Debit Card & Checking Account
Use a Cogni debit card to make purchases where Visa® debit cards are accepted. FDIC Insured up to $250k through Community Federal Savings Bank
Use a Cogni debit card to make purchases where Visa® debit cards are accepted
Physical Card
Make purchases wherever Visa Cards are accepted
Make purchases wherever Visa Cards are accepted
Virtual Card
Store your debit card in your phone so you always have access
Store your debit card in your phone so you always have access
Single Use Card
Created to make your online shopping safer and private
Created to make your online shopping safer and private
Send Money Instantly with CogniPay
Send Money Instantly via CogniPay
Cogni Pay makes sending money easy. Send funds securely, instantly, and for free between all Cogni members
Cogni Pay makes sending money easy. Send funds securely, instantly, and for free between all Cogni members
Up to 20% off on Gift Cards
Up to 20% off on Gift Cards
Member exclusive discounts on digital cards at over 1,500 brands like Uber, Airbnb, Adidas, H&M, ebay and more
Member exclusive discounts on at over 1,500 brands like Uber, Airbnb, Adidas, H&M, and more
Fee Free ATMs
Fee Free ATMs
As a Cogni member you can deposit & withdraw money without fees at over
55,000 in-network ATMs
As a Cogni member you can deposit & withdraw money without fees at over
55,000 in-network ATMs
55k Locations
Withdraw or Deposit cash with fee-free in-network Allpoint ATMs in the US.
FDIC Insured
Up to $250k Protection through Community Federal Savings Bank
3 Cards
Primary, Single Use, Digital Cards for improved purchasing experiences
Digital Banking
FAQ
What is Cogni?
Redefining digital banking, Cogni offers effortless, transparent, and inclusive financial and lifestyle solutions, supported by its Web3 suite featuring a multi-chain self-custody wallet.
What is a neobank?
A neobank refers to a modern, tech-savvy financial institution that delivers digital banking services through digital platforms, employing cutting-edge technology to streamline operations, and provide customers with personalized financial solutions tailored to their needs, often with a focus on user-friendly interfaces and mobile accessibility.
What is a wallet?
A self custody wallet in cryptocurrency refers to a digital wallet where users have full control and responsibility over their private keys, allowing them to securely store, manage, and access their crypto assets, while also mitigating the risks associated with relying on centralized exchanges or third-party custodians.
What is Cogni?
Redefining digital banking, Cogni offers effortless, transparent, and inclusive financial and lifestyle solutions, supported by its Web3 suite featuring a multi-chain self-custody wallet.
What is a neobank?
A neobank refers to a modern, tech-savvy financial institution that delivers digital banking services through digital platforms, employing cutting-edge technology to streamline operations, and provide customers with personalized financial solutions tailored to their needs, often with a focus on user-friendly interfaces and mobile accessibility.
What is a wallet?
A self custody wallet in cryptocurrency refers to a digital wallet where users have full control and responsibility over their private keys, allowing them to securely store, manage, and access their crypto assets, while also mitigating the risks associated with relying on centralized exchanges or third-party custodians.
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