Cogni is a financial technology company, not a bank. Banking services provided by Community Federal Savings Bank, Member FDIC.
How: To enter an entrant must complete the following:
2. They must complete at least one direct deposit into their Cogni account worth $300 at a minimum
Three (3) Selected Entrants that qualify will be selected at random, each of whom will be awarded $100 (USD) worth deposited into their Cogni Account, if open and in good standing, within 2 business days.
Selections will be done by a representative of Sponsor/Cogni, from among all qualified entries received during the Giveaway Event Period (“Selected Entrants”).
The Selected Entrants will be notified via email.
Total Value of Prizes: 3 Random Drawings of $100 each, totaling $300 USD in as of the time of Drawing.
Odds: The odds of winning are random.
All entries in the Giveaway Event Period must be received no later than March 31st 11:59 am EST. Any entries received after April 1st 12:00 am EST will not be considered.
Users are responsible for taxes on any gains.
In the event of a dispute about the identity of an Entrant, s/he/they will be determined by the authorized account holder of the Cogni account submitted at time of entry. Once Selected Entrants have provided all necessary information Cogni will credit their Cogni accounts with the Giveaway amount.
NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE OR PAYMENT OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING. MUST BE 18 YEARS OF AGE OR OLDER AT THE TIME OF PARTICIPATION IN THIS SWEEPSTAKE. U.S. LAW GOVERNS. VOID WHERE PROHIBITED.
NO PURCHASE OR PAYMENT IS NECESSARY TO ENTER OR TO WIN. A PURCHASE DOES NOT IMPROVE ONE’S CHANCES OF WINNING. VOID WHERE PROHIBITED BY LAW.
BY ENTERING THE CONTEST YOU AGREE TO THESE OFFICIAL RULES (the “Official Rules”), WHICH ARE A CONTRACT, SO READ THEM CAREFULLY BEFORE ENTERING.
Sponsor: The Cogni $100 After First Deposit Giveaway (“Giveaway”), is administered by Cogni, Inc., located at 34 Howard St, New York, NY 10013 (the “Sponsor”).
Date and time according to the computer time listed on the social media platforms and website, or according to Sponsor’s internal time clock (Incomplete, garbled, corrupted or illegible entries are void and will not be accepted. Sponsor is not responsible for lost, late, damaged, delayed, destroyed, misdirected, or incomplete entries. Sponsor reserves the right to disqualify false entries or entries suspected of being false.)
Giveaway Event Period: The Giveaway begins on [Date & Time ET] (the “Giveaway Event Period”). During the Giveaway Event Period, Sponsor will conduct four (3) drawings (“Drawings”). Only one entry per natural person during the Giveaway Event Period.
MANDATORY THIRD PARTY PLATFORM DISCLOSURE. The Giveaway in its entirety is not endorsed, sponsored, or affiliated with any platforms, whether social media, game, or gaming platform (“Third Party Platforms”). The Third Party Platforms required to participate in the Giveaway have their own terms and use and their own privacy policies, which you must agree to in order to participate in the Giveaway. When you create an account, you are providing your information to these Third Party Platforms and agreeing to their terms and conditions, for which Sponsor has no control. When you participate in the Giveaway, the information you provide specific to the Giveaway will be used by Sponsor in accordance with these Official Rules.
Publicity: By participating in the Giveaway, any Entrant in the Promotion, irrevocably grants the Sponsor and its respective successors, assigns and licensees, the right to use such Entrant’s name, any submitted photographs, and/or Entrant’s biographical information in any and all media for any purpose, including without limitation, commercial, advertising and promotional purposes as well as in, on or in connection with the Website or the Giveaway or other promotions, and hereby release the Sponsor from any liability with respect thereto, unless prohibited by law.
General Conditions: By participating, and except where prohibited, Entrants agree to be fully and unconditionally bound by these Official Rules and the decisions of Sponsor and waive any right to claim ambiguity in the Giveaway or these Official Rules. Any portion of the Giveaway may be canceled, suspended and/or modified, in whole or in part, if in our opinion any fraud, technical failure or other factor beyond our control impairs the integrity or proper functioning of the Giveaway. Sponsor reserves the right in its sole discretion to disqualify any individual who is found to be tampering with the entry process or the operation of the Giveaway or the Website, to be acting in violation of these Official Rules, or with the intent to disrupt or undermine the legitimate operation of the Giveaway, or to annoy, abuse, threaten or harass any other person, and Sponsor reserves the right to seek damages and other remedies from any such person to the fullest extent permitted by law. You may not enter with multiple identities or use any automated system, bot or other device or artifice to enter or obtain more than the maximum number of qualified entries. Unclaimed prizes will not be awarded. All federal, state or other tax liabilities (including income taxes) arising from this Giveaway will be the sole responsibility of the Selected Entrant. Caution: any attempt to deliberately damage or undermine the legitimate operation of the Giveaway may be in violation of criminal and civil laws and will result in disqualification from participation in the Giveaway. Should such an attempt be made, Sponsor reserves the right to seek remedies and damages (including attorney fees) to the fullest extent of the law, including criminal prosecution, except where prohibited.
Limitations of Liability: If for any reason an entry is confirmed to have been erroneously deleted, lost or otherwise destroyed or corrupted, the Entrant's sole remedy is another entry in the same Giveaway during the Giveaway Event Period or the following Giveaway Event Period. Except where prohibited, Entrants also agree to release, discharge, indemnify and hold harmless Sponsor and each of their respective officers, directors, employees, representatives and agents (collectively “Releasees”) from and against any claims, damages, disability, attorneys' fees, and costs of litigation and settlement, as well as any liability due to any injuries, damages or losses to any person (including death) or property of any kind resulting in whole or in part, directly or indirectly, from: (i) use, redemption, acceptance, possession, ownership, or misuse of any prize, (ii) participation in any activity, event, or excursion offered in connection with the prize, (iii) use of any facility, service and/or accommodation related to the prize, or (iv) participation in any Giveaway-related activity or participation in this Promotion, generally. The Releasees shall not be liable for: (i) late, lost, delayed, misdirected, incomplete unreadable, inaccurate, garbled or unintelligible entries, communications or affidavits, regardless of the method of transmission; (ii) telephone system, telephone or computer hardware, software or other technical malfunctions, lost connections, disconnections, delays or transmission errors; (iii) data corruption, theft, destruction, unauthorized access to or alteration of entry or other materials; (iv) any injuries, losses or damages of any kind caused by the prize or resulting from acceptance, possession or use of a prize, or from participation in the Giveaway; or (v) any printing, typographical, administrative or technological errors in any materials associated with the Giveaway. Without limiting the generality of the foregoing, Releasees are not responsible for delays or cancellations related to a pandemic, including COVID-19, computer malfunctions, network connections, email delivery problems, systems failure or incompatibility, typographical, technical or key-stroke errors, or interruptions in your internet service, and for incomplete, illegible, misdirected, misprinted, late, lost, damaged or stolen notifications. In the event Sponsor is prevented from continuing with the Promotion as contemplated herein by any event beyond its control, including but not limited to pandemic, fire, flood, earthquake, explosion, labor dispute or strike, act of God or public enemy, or any federal, state or local government law, order, or regulation, or other cause not reasonably within Sponsor’s control (each a "Force Majeure" event or occurrence), then subject to any governmental approval which may be required, Sponsor shall have the right to modify, suspend, or terminate the Promotion. If the Giveaway is terminated before the designated end date, Sponsor will (if possible) select the winners from all eligible, non-suspect Submissions received as of the date of the event giving rise to the termination. In the event that any provision is determined to be invalid or otherwise unenforceable or illegal, these rules shall otherwise remain in effect and shall be construed in accordance with their terms as if the invalid or illegal provision were not contained herein.
Disputes and Governing Law: BY PARTICIPATING IN THE CONTEST, EACH ENTRANT AGREES THAT TO THE EXTENT PERMITTED BY APPLICABLE LAW: (1) ANY AND ALL DISPUTES, CLAIMS AND CAUSES OF ACTION THAT CANNOT BE RESOLVED BETWEEN SELECTED ENTRANT AND ANY RELEASEE ARISING OUT OF OR CONNECTED WITH THE CONTEST, OR ANY PRIZE AWARDED, WILL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION; (2) ANY AND ALL CLAIMS, JUDGMENTS AND AWARDS WILL BE LIMITED TO ACTUAL THIRD-PARTY, OUT-OF-POCKET COSTS INCURRED, (IF ANY), NOT TO EXCEED TEN DOLLARS ($10.00), BUT IN NO EVENT WILL ATTORNEYS’ FEES BE AWARDED OR RECOVERABLE; (3) UNDER NO CIRCUMSTANCES WILL ANY ENTRANT BE PERMITTED TO OBTAIN ANY AWARD FOR, AND ENTRANT HEREBY KNOWINGLY AND EXPRESSLY WAIVES ALL RIGHTS TO SEEK, PUNITIVE, INCIDENTAL, CONSEQUENTIAL OR SPECIAL DAMAGES, LOST PROFITS AND/OR ANY OTHER DAMAGES, OTHER THAN ACTUAL OUT-OF-POCKET EXPENSES NOT TO EXCEED TEN DOLLARS ($10.00), AND/OR ANY RIGHTS TO HAVE DAMAGES MULTIPLIED OR OTHERWISE INCREASED; AND (4) ENTRANT’S REMEDIES ARE LIMITED TO A CLAIM FOR MONEY DAMAGES (IF ANY) AND ENTRANT IRREVOCABLY WAIVES ANY RIGHT TO SEEK INJUNCTIVE OR EQUITABLE RELIEF.
Disputes regarding these Official Rules and/or this Giveaway will be governed by the internal laws of New York. Decisions of Sponsor are binding and final. No claimant in any dispute involving Sponsor shall be entitled to claim or obtain indirect, punitive, incidental or consequential damages. Sponsor’s failure to enforce any provision in these Official Rules shall not constitute a waiver of that provision.
Giveaway Results: For Giveaway results and/or a copy of these Official Rules, within 120 days, send an email to firstname.lastname@example.org with the title “Cogni Inc. #CogniGiveaways” in the subject line.
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